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Counseling is available 24 hours a day, 7 days a week by telephone and Internet so no matter what time of day you would like to talk with a counselor, they are here to help. If you prefer to meet with a counselor face-to-face, we also have branch offices in 24 states.

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Featured News

MMI announces name change to local branch offices

Money Management International announced today that it is aligning all of its Consumer Credit Counseling Service (CCCS) branch locations under one name. Unifying all 120 branch office locations under one name, Money Management International (MMI), will allow the nation's largest consumer credit counseling agency to better serve its customers while operating under a name that better represents the variety of programs and services MMI offers.

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The Department of Housing and Urban Development (HUD) sponsors housing counseling agencies to provide free or low cost advice on buying a home, renting, defaults, foreclosures, and credit issues.

The Association of Independent Consumer Credit Counseling Agencies (AICCCA) is a national membership organization, established to promote quality and consistent delivery of credit counseling services.

The National Foundation for Credit Counseling (NFCC) is the nation’s largest and longest serving national nonprofit credit counseling network.

The Council on Accreditation (COA) partners with human service organizations worldwide to improve service delivery outcomes by developing, applying, and promoting accreditation standards.

HOPE NOW is an alliance between counselors, mortgage companies, investors, and other mortgage market participants.